Rebuilding and Repairing Your Credit Score

A Birchwood Credit Guide

Repair your credit score

Getting a car loan doesn't have to be stressful, but without the right credit score, it can be. 

If you don't know what your credit score is, you're not alone. Our guide will help you learn more about your credit score, how it works and how you can repair it if it's low. 

Inside you will find information on:

  • Understanding Your Credit History and Score - where you can see your credit report and why your credit score is low.

  • Improving Your Credit Score - is there a fix quick to improve your credit?

  • Getting the Vehicle and Credit Score You Need - be prepared and plan ahead by practising these 7 habits.

  • Worksheets to Get You Started - use our worksheets to help you get your credit organized.

Fill out the form to download your guide.

Download the Repair Credit Guide

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Why Choose Birchwood

Regardless of what’s happened in the past, you  derserve some credit. We won’t judge you for your bad credit score. Tell us what type of vehicle you’re looking for, a few personal details, and from there we can start working on getting you approved.

Our secure application is simple, easy and takes less than  2 minutes to complete.
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We Help All Credit Types

We have the experience and resources to help
with all types of credit situations:

• Slow, late or missed payment history
• Vehicle financing after bankruptcy
• Consumer proposal
• Repossession
• New to Canada
• Divorce
• Low income
• Orderly Payment of Debt
• Poor credit due to unexpected events
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Our Dealership Network

We are Manitoba’s largest auto dealer. As a customer, you have access to any type of
vehicle. Fill out the application and let us know what you’re looking for.


Customer Testimonials

See what our customers have to say.

Tannys S

May 5, 2018

These guys are fantastic to work with. They are very knowledgeable and helpful. They make you feel like a valuable customer and go out of their way to help you. I would recommend them to everyone!

Tannys S

May 5, 2018

These guys are fantastic to work with. They are very knowledgeable and helpful. They make you feel like a valuable customer and go out of their way to help you. I would recommend them to everyone!

Tannys S

May 5, 2018

These guys are fantastic to work with. They are very knowledgeable and helpful. They make you feel like a valuable customer and go out of their way to help you. I would recommend them to everyone!

Tannys S

May 5, 2018

These guys are fantastic to work with. They are very knowledgeable and helpful. They make you feel like a valuable customer and go out of their way to help you. I would recommend them to everyone!

More Testimonials

Get Started With Your Vehicle 
Finance Approval Fast and Free

Applying for a vehicle financing shouldn’t be stressful. We only ask for the information we need
and finishing your application takes less than three minutes. Get started now!


Financing interest rates start at 6.9% APR O.A.C.

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